PROTECTIONS

It’s one thing helping to find you the right mortgage and supporting you with buying your property, but we also want to ensure you’re able to keep that home, whatever happens.

LIFE ASSURANCE (LIFE INSURANCE)

This will pay your dependants a lump sum if you die unexpectedly. If you have a partner or children, life insurance can provide you with the reassurance they will be able to cope financially without you.

FAMILY INCOME BENEFIT INSURANCE

This is a special type of life insurance policy where your dependants receive regular payments for a set period instead of a lump sum they can use as they wish in the event of your death.

INCOME PROTECTION

This provides a vital financial lifeline if you have an illness or injury which stops you working or sees your income drop, putting significant strain on your family. This is particularly relevant for the self-employed, who wouldn’t get sick pay.

CRITICAL ILLNESS COVER

No-one wants to contemplate the prospect of having a life-changing condition. But should this happen, critical illness cover will ensure you and your loved ones are financially protected.

MORTGAGE PAYMENT PROTECTION

This type of payment protection insurance will support you if illness or redundancy means you can’t meet regular debt payments.

BUILDINGS INSURANCE

If you own your own home, you’ll need to have buildings cover in case your home is damaged and needs repairs. It’s usually a condition of your mortgage and, if you’re a landlord, it’s your responsibility – not your tenants.

CONTENTS INSURANCE

While buildings insurance covers your permanent fixtures and fittings, contents insurance covers what you keep in your home, from furniture and carpets to TVs, computers, and personal belongings.

PRIVATE MEDICAL INSURANCE

We have access to a wide panel of top health insurers, who can help you find PMI tailored to your needs, at a time of COVID-driven uncertainty.

 
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