MORTGAGES

As a Mortgage Broker, I work carefully and diligently in order to provide my clients with the financing solutions they deserve. To me, there’s nothing more important than client satisfaction, which is why my promise is to find the best mortgage for each client based on their financial situation and property preferences. Read more about how I can make mortgages fast and easy for you.

FIRST TIME BUYER

Buying your first property can be both exciting and daunting, there are important decisions to make and criteria to be considered before you take your first steps onto the property ladder. We will assist you throughout the home buying process to ensure you receive the right guidance and advice.

Modern Kitchen

HOME MOVERS

We believe your journey should be one of simplicity, choice and expertise.  Whether you are selling for the first time or an experienced home mover we offer a service dedicated to your needs and requirements. We understand that there are many considerations to make before you commit to selling your home and moving on; we are here to help you every step of the way.

Country House

REMORTGAGE

We have access to a range of lenders including some exclusive deals you may not find anywhere else on the market. Our Advisers can look at your existing deal and compare it to other products available. They will then be able to advise you on the most suitable way forward.

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BUY TO LET

We understand that purchasing a property to let requires specialist advice. We believe that your journey should be one of simplicity, choice and expertise. 
Whether you are considering a buy to let for the first time or you are an experienced landlord, we will ensure you receive the right advice and guidance.

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HOUSE MULTIPLE OCCUPANCY (HMO) MORTGAGES

We have access to the very best mortgage rates and products in the market, with our experience and dedication towards customer satisfaction, you are in safe hands when choosing to come to us to provide your mortgage solution for either HMO or Multi unit buy to let mortgages.

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LIMITED COMPANY

When it comes to getting a fantastic rate for your next Limited Company mortgage, only an expert will do.
So with one phone call to our team of SPV specialists,  you can discover exceptional options for your portfolio, compare 50+ lenders and join many happy landlords that have a fantastic rate for their buy to let.

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ADVERSE CREDIT

There’s a common misconception that mortgage companies will never lend to those with a poor credit history.


There are plenty of bad credit mortgages on offer from specialist lenders that are willing to be more flexible with their criteria and consider cases from individuals who have had arrears, defaults, county court judgements (CCJs), individual voluntary arrangements (IVAs), been placed on debt management plans or suffered bankruptcy in the last six years.

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HOLIDAY LETS

A holiday let mortgage will allow you to purchase a property that will be let out to paying holidaymakers, whilst also allowing you to personally use it as a holiday home each year.

Every one of our clients has a unique need and our brokers love a challenge. So, even if your situation is not ‘the norm’, we can usually help.

Holiday Villa

SELF-EMPLOYED MORTGAGES

We specialise in acting as mortgage brokers for self-employed applicants, and have the experience and knowledge of how different lenders – from the big high-street banks and building societies to smaller, more specialist lending companies – make these assessments. Our expertise can help you to find the right self-employed mortgage on the market to meet your specific needs and circumstances.

The Contract

SHARED OWNERSHIP

A Shared Ownership mortgage is a Government scheme designed to enable people to buy a portion of their desired home – typically 25%, 50% or 75% – rather than the whole property, and therefore get onto the property ladder. We have advisors who are specialists in the Shared Ownership mortgage area and know exactly which lenders to deal with.

Luxurious Kitchen

RETIREMENT PROPERTY MORTGAGES

Retirement properties tend to be available on a rental basis, but there are some instances where you may be able to buy a retirement home either outright using your savings, or using a mortgage.
However, getting a mortgage for a retirement property can be difficult and will often require that you seek specialist advice.

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INTEREST RATE ONLY MORTGAGES

An interest-only mortgage is a type of mortgage where you only make interest payments each month, as opposed to the interest and capital payments you would make on a repayment mortgage. The interest-only mortgage lender will require that you provide evidence of a suitable repayment vehicle – i.e. how you’re going to repay the mortgage at the end of the term.

Residential Buildings

NEW BUILD MORTGAGE

Combine that with our new build mortgage advice to find the very best mortgage deal for you – there’s no better place to turn to for your home buying needs. What’s more, we’ll liaise with surveyors, solicitors and estate agents on your behalf to ensure your home purchase goes smoothly from start to finish.

New-build housing

95% MORTGAGE GUARANTEE SCHEME

Looking to get on the property ladder, but struggling with a deposit? This new scheme could help. First-time buyers and other eligible buyers could secure a mortgage with as little as a 5% deposit, thanks to new measures announced in the 2021 Budget. For further information or to discuss your mortgage options please click here to arrange an appointment / contact.

Credit Assessment

FOREIGN NATIONAL MORTGAGES

If you are a foreign national living in the UK on a Tier 2 visa – for skilled workers coming to the UK to take up employment – then you may want to buy a property, either on a temporary basis until you return to your home country, or as a permanent investment.

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ISLAMIC FINANCE

Islamic banking, Islamic finance, or Sharia-compliant finance is banking or financing activity that complies with Sharia (Islamic law) and its practical application through the development of Islamic economics. Some of the modes of Islamic banking/finance include Mudarabah (profit-sharing and loss-bearing), Wadiah (safekeeping), Musharaka (joint venture), Murabahah (cost-plus), and Ijara (leasing). We are working with our partners to provide support to clients with such needs.

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